This is a comprehensive package designed for Schools, Colleges and other learning institutions.

The cover is provided under ten sections.

Section A: Fire and perils
Buildings and Contents are insured against Fire, Explosion, Lightning, Earthquake, Riot, Strike, Malicious, Damage, Storm, Flood Burst Pipes and Impact

Section B: Burglary
Provides Cover against loss of property following forcible break-in or any attempt thereat including damage to the building or contents.

Section C: All Risks
Provides cover against accidental loss or damage to specified movable items.

Section D: Public liability
Provides cover for all sums which the insured shall be legally liable to pay as damages for accidental bodily injury and/or damage to property of third parties.

Section E: Money
Provides cover for loss of money in transit or in premises including damage to safes or strongroom caused by theft or any attempt thereat.

Section F: Fidelity Guarantee
Provides cover against loss of money and/or stock by fraud or dishonesty of the insured employees.

Section G: Pedal cycle
Provides cover for the pedal cycle against fire, burglary, housebreaking or theft, accidental damage or malicious means including third party liability.

Section H: Workmens compensation
Provides cover against liability at law for damages in respect of bodily injury by accident or disease caused to employees arising out of and in the course of employment.

Section I: Group Personal Accident
Provides cover on specified persons against accidental death and/or injury. Cover includes loss of weekly earnings and medical care following an accident.

Section J: Employers liability
Provides cover against legal liability under common law for the damages in respect of bodily injury by accident or disease to employees arising out of and in the course of their employment.